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Digital Banking 2025

Type
working paper
Date Issued
2017-04
Author(s)
Gasser, Urs  
Gassmann, Oliver  
Hens, Thorsten
Leifer, Larry
Puschmann, Thomas  
Zhao, Leon
Abstract
As time-to-market for digital banking products becomes shorter and shorter, thousands of Financial Technology (FinTech) startups and other non-banks are rising to the occasion by developing new products, services, and business models for all areas of banking in payments,investments, and financing along the entire value chain, touching all areas from front to back office, as client adoption of these new services accelerates. The lighting Company Osram, for example, recently had to reduce its worldwide staff from 34,000 to 26,000 due to the unexpected speed of clients’ adoption of new LED technology. By contrast, a financial services company such as Wealthfront is still small, having reached almost USD 4.5 billion in
managed assets. Such companies develop very quickly and establish new ecosystems with other non-banks and incumbents in the financial services industry.
Language
English
HSG Profile Area
SoM - Business Innovation
Publisher
unbekannt
Publisher place
unbekannt
Pages
22
URL
https://www.alexandria.unisg.ch/handle/20.500.14171/102497
Subject(s)

finance

Division(s)

ITEM - Institute of T...

IWI - Institute of In...

FIR - Research Instit...

Eprints ID
253962
File(s)
Loading...
Thumbnail Image

open.access

Name

Digital Banking 2025 FINAL Version.pdf

Size

498.08 KB

Format

Adobe PDF

Checksum (MD5)

ea40c4e143fbe9878446da307ce32a63

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